HUMAN and MONEY

"The Nature of Leadership" Leadership is a subject that has long excited interest among people. The team connotes images of powerful, dynamic individuals who command victorious armies, direct corporate empires from atop gleaming skyscrapers, or shape the course of nations. The exploits of brave and clever leasers are the essence of many legends and myths. Much of our description of history is the story of military, political, religious, and social leaders who are credited or blamed for important historical events, even though we do not understand very well how the events were caused or how much influence the leader really had. The widespread fascination with leader ship may because it is such a mysterious process, as well as one that touches everyone's life. Why did certain leaders (e.g, Gandhi, Mahammed, Mao Tse Tung) inspire such a intense fervor and dedication? How did certain leaders ( Julius Caeser, Alexander the great) build great empires?  Questions about...

Foodborne Diseases Foodborne and waterborn diarrheal diseases are a problem for every countries in the world but they can be prevented. Diarrhoeas is the acute, most common symtom of foodborne illness, but other serious consequences include kidney and liver failure, brain and neural disorders, reactive arnthritis cancer and death. Souce: WHO

The five keys to safer food explain the basic principles that each individual should know all over the world to prevent food-borne diseases. Over 100 countries have report using the five keys to safer Food. The core message of the five keys to safer food are:  Key 1: Keep clean Key 2: Separate raw and cooked Key 3: Cook thoroughly Key 4: Keep food at safe temperatures Key 5: Use safe water and raw materials Read more on Five Keys Safer Food here

Every business comes out of an idea. Businesses are started by men and women who see that people what to buy a paricular product or a service. When you discover a business opportunity you need to develop you thoughts into a business idea. A business idea is a short and precise description of the basic operations of the business. Your business idea will tell you: WHO, WHAT, HOW, AND WHICH Continue here

Starting a Business Methodology Figure 1 - What are the time, cost, paid-in minimum capital and number of procedures to get a local limited liability company up and running? Doing Business  records all procedures officially required, or commonly done in practice, for an entrepreneur to start up and formally operate an industrial or commercial business, as well as the time and cost to complete these procedures and the paid-in minimum capital requirement (figure 1). These procedures include obtaining all necessary licenses and permits and completing any required notifications, verifications or inscriptions for the company and employees with relevant authorities. The ranking of economies on the ease of starting a business is determined by sorting their distance to frontier scores for starting a business. These scores are the simple average of the distance to frontier scores for each of the component indicators (figure 2). The distance to frontier score shows the distance of an e...

Five Core Elements Aflatoun’s programme is grounded in a belief that children around the world should have an understanding of their rights and responsibilities. Furthermore, they should also know, and have access to, the financial tools they need to realise these rights. Therefore, Aflatoun’s programme involves two key trajectories of learning; one focused on social skills, the other on financial education. While the concept seems new, it represents a culmination of years of refinement and innovation – from its beginnings as a field action project in Mumbai, India in 1991 through to its current programme. All books and activities included in the current Aflatoun programme address these issues through ‘Five Core Elements’ that are balanced throughout the curriculum. 1. Personal Understanding and Exploration Aflatoun increases a child’s confidence and understanding by helping them explore their own identity from an early age. 2. Rights and Responsibilities Aflatoun’s programme ...

"Getting into debt is far easier than getting out of it. If you shop around and manage your loans, they won't make a mess of your finances."  When you should borrow?  Look at the total cost including all the interest before you borrow. Only borrow if you are sure you can afford the repayments.  For things you just Want, such as holiday, it's cheaper to save up for them. Even for things you may Need, such as a smart phone, it cheaper to save if you can.  If you do borrow, pick the shortest  repayment period you can afford, especially for anything that you use up quickly, like a holiday, or that loses value, like a smart phone.  For a home, almost everyone has to borrow because it's hardly realistic to save up for one. In this case, it can make good sens to borrow, because a home could increase in value, perhaps even faster than the interest rate you will pay. How much should you borrow?   It pays to be cautions. Lenders or mortgag...

WHAT’S THE SECRET TO SAVING MONEY AS A COLLEGE STUDENT? PUTTING AWAY A LITTLE AT A TIME. IT MIGHT NOT SEEM LIKE MUCH NOW, BUT IT CAN ADD UP—IF YOU’RE COMMITTED. Pay you r se lf fir s t. T r ea t sav in gs li ke a b ill, li s tin g it as a fixed expe n se in yo ur spe n d in g p l a n. If yo u’ ve a lr eady a ll oca t ed th e money to savings, you’ll be less lik ely to spend it. Mak e it automatic. Se t u p a n a ut o m a ti c with d r a w a l fr o m yo ur c h eck in g acco unt t o a sav in gs acco unt eac h m o nth—th a t w ay you don ’t even see it it. Save all of a certain type of income, s u c h a s your tax r e fund, tip money or proceeds from selling back your books. Establish savings goals: • Save for things you want, such as a new computer. • Save for things you know are coming, such as holiday shopping—it happens every year—or a lost or broken phone (it’s only a matter of time). Cr...

MAKE IT EASY ON YOURSELF WHEN IT COMES TO LOOKING FOR FREE MONEY. WHETHER YOU ARE SEARCHING ONLINE OR IN YOUR COMMUNITY FOR A LITTLE EXTRA AID, SEARCH SMART. SEARCH ONLINE T h e r e a r e th o u sa n ds o f sc h o l a r s hi ps o ut th e r e , a n d p l e nt y o f places to look. S tart with these websites: •   www.bigfuture. collegeboard.org/scholarship-search •   www.finaid. org/scholarships •   www. fastweb . com APPLY RIGHT Once you’re ready to apply for a scholarship, here are a few tips: •   Know what’ s required. Be yond th e FAFSA , you mi g h t hav e to fill out another assessment such as the CSS profile . •   Meet application deadlines. If yo u h ave tr o u b l e remembering, set an alarm on your phone to remind you. •   Apply for as many as possible . Sc h o l a r s hi ps co m e in a ll shapes and sizes, from full rides that cover every pe...